The title search process usually takes less than two weeks, but what if that’s too long? While the usual process can be time-consuming and require you to work with others, what if we told you there’s a better way?
If you want to run a title search but don’t feel like waiting, you’re in the right place. Read on to learn more about how long a title search takes and how you can run one in just a couple of minutes.
What Is a Title?
Titles are an important part of real estate and even other aspects of the financial world. Ultimately, the definition of a title refers to ownership of something. This also applies to job titles, car titles, and pretty much everything else that uses a title. That said, when referring to a title search, the purpose is to view information about a property; this is most common in real estate. Whoever has the title of a home is in control of the property, which includes any responsibilities associated with the property, like paying taxes. Titles can also be held by businesses, individuals, or even married couples.
What’s Included in a Title Search?
Title searches are important because they show you everything that’s a public record in reference to a title. Not only will you find information about the owner, but you’ll also find information about previous property owners, tenants, and much more. Some additional information you may find in a title search includes:
- Current past holders of the title
- Judgements and tax information about the property
- Liens on the property
- Assignments
- Any modifications to a property title
- Special assessments on the property
- The assessed value of the home
Additional information may be included if something else happens with the title. Therefore, expect every title search to come up with something different.
How Long Does a Title Search Take?
Title searches don’t always happen right away. Depending on the state you live in and the tools you use, expect a title search to take around 24-72 hours. That said, some title searches can take as long as 10-14 days. Still, it’s unlikely for a title search to extend past the 2-week mark, which is the upper limit for most title searches. Title searches can also be sped up by using the right tools. In fact, you can find some information about a title in minutes with a reliable public records search tool.
How to Find Information About a Title
You have a few options to find information about a title. You can look for county databases in the state where the property is located, visit the county clerk or other record holder, work with a mortgage broker or realtor, or use a public records search tool.
Ultimately, how you run a title search comes down to the tool that you use and how much time you’re willing to dedicate to the process yourself. Learn more about how to find information about a title below.
Public Records Search
If you want to take matters into your own hands, we recommend using a reliable public records search tool. One of the best options is UnMask’s public records search tool. All you need to get started is the name of the title holder, the state, and the city of the address. From there, UnMask will do the rest and will comb through millions of public records databases to compile a full report about the property. Within this report, you can view any public records associated with that property.
County Databases
Each county has some type of record holder for information about properties, especially due to property information being a public record. If these counties have online resources, you can visit their website and start looking for information. Most counties also have offices you call or allow you to walk in and request records. However, if you go in person, you may have to wait for the records to be sourced, and sometimes there can be a wait.
Realtors, Mortgage Officers, and Tax Professionals
One of the most common methods for running a title search is to have someone you’re working with run it for you. Because most people run these searches during the property buying process, it’s common for realtors, loan officers, or tax professionals to run a title search on your behalf. These professionals will find accurate and up-to-date information, but you’ll have to wait 1-14 days, depending on the person or company running the search.
Run a Title Search Fast
Title searches don’t have to take 10-14 days. When you use a reliable and accurate public records search tool like UnMask, you’re in control of the title search process. While you might not find every single detail, UnMask’s full report is comprehensive and only takes about 10 minutes. Ultimately, it’s a great way to start the process.
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